Credit Cards · Tools · Glossary · M-terms · Mixed file

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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Mixed file

In credit reporting, a mixed file occurs when information (such as Social Security numbers) about two or more individuals is so similar that the credit bureaus mistakenly combine information about more than one person on a single report. Such mistakes can be costly to consumers when they try to obtain new credit cards or other loans, so consumers should regularly monitor their credit reports and challenge any mistakes in them.