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Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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Merchant agreement

A merchant agreement is a document that lets merchants accept credit cards. It is a contract between a merchant and a bank and it lays out their respective rights, duties and warranties regarding how each will handle bank card activity.