Credit Cards · Tools · Glossary · J-terms · Judgment

Credit Card Glossary: Terms and Definitions

Confused by credit card terms?'s glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

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A judgment is court decision, and it can occur in a dispute over a debt with a creditor or lender, usually as a result of a lawsuit. If you lose a suit filed by a creditor, lender, debt collector or other plaintiff, a judgment is made against you. It can result in garnished wages or seizure of assets, and goes on your credit report for seven years.