Credit Cards · Tools · Glossary · F-terms · Finance charges

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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Finance charges

Finance charges are the amounts billed when one does not pay their monthly credit card balance in full. The size of a finance charge will vary depending on the amount charged and the interest rate.