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Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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FICO
FICO is the name of the data analytics company that pioneered the concept of credit scoring through its signature three-digit FICO score. FICO was founded in 1956 by engineer Bill Fair and mathematician Earl Isaac. It changed names from Fair Isaac Corp. to FICO in 2009, and is based in Minneapolis.