Credit Cards · Tools · Glossary · F-terms · Fee harvesting cards

Credit Card Glossary: Terms and Definitions

Confused by credit card terms?'s glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

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Fee harvesting cards

Cards for people with bad credit often carry high fees -- such as annual fees, monthly fees, setup fees, activation fees -- that make credit extraordinarily expensive. Cards for with numerous fees for people with subprime credit are known as fee harvesting cards. The Credit CARD Act of 2009 limits upfront fees to 25 percent of the available balance for the first year.