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Credit Card Glossary: Terms and Definitions

Confused by credit card terms?'s glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

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Dual interface chip card

A dual-interface chip card has both contact and contactless interfaces. The "contactless" part means it has RFID chip that enables it to make payments through the RFID short-range radio communication. The "contact" part means it can be used with physical readers, either via a traditional magnetic stripe or with an EMV chip that lets it be dipped into an EMV reader.