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Credit Card Glossary: Terms and Definitions

Confused by credit card terms?'s glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

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Dormancy fee

Dormancy fees had been imposed by some banks on credit card accounts that go dormant or unused for a certain period of time. Once rarely used, dormancy fees gained popularity in late 2009 and early 2010 as banks sought ways to boost income in the wake of the Credit CARD Act's passage. But when the final rules for the law came out, inactivity fees were banned. Dormancy fees are also called inactivity fees.