Credit Cards · Tools · Glossary · C-terms · Credit rating

Credit Card Glossary: Terms and Definitions

Confused by credit card terms?'s glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

#  A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z

Credit rating

A credit rating is a measure of the creditworthiness of a borrower. In credit cards and other borrowing, credit ratings are calculated by the credit bureaus, based on past payment behavior, income, employment and other factors that serve as a general predictor of ability and propensity to repay debts.