Credit Cards · Tools · Glossary · C-terms · Credit mix

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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Credit mix
Credit mix is one of the five factors used in determining a credit score. To achieve a maximum credit score, you want to demonstrate that you can handle different types of loans, whether it's a revolving loan such as a credit card, or an installment loan such as an auto loan. Having a broad credit mix is good for your score. The formula for the commonly used FICO credit score considers credit mix to be worth 10 percent of the score.