Credit Card Glossary: Terms and Definitions
Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.
- Credit counselor
- A credit counselor will work with consumers to help them pay off debt, usually through a debt management plan worked out in cooperation with creditors. There are many types of credit counselors, but financial experts agree consumers should stick to those who are affiliated with a nationally recognized accrediting agency and who don't charge large upfront fees.