Credit Cards · Tools · Glossary · C-terms · Card-not-present (CNP) transactions

Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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Card-not-present (CNP) transactions
Credit or debit card transactions in which the merchant does not see or touch the card. Usually conducted online or over the phone. They are considered less secure transactions, since the merchant cannot see the card. Card processors charge higher fees for card-not-present transactions to compensate for the higher fraud risk involved.