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Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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Buy Here Pay Here car dealers

Buy Here Pay Here companies are a subset of used car dealers. Instead of paying a finance company, buyers make monthly payments directly to the car dealer. Vehicles sold by these vendors are typically older with high mileage. The interest rates are usually much higher than standard auto loans.