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Credit Card Glossary: Terms and Definitions

Confused by credit card terms?'s glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

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Billing cycle

The billing cycle is a specific, recurring time period between billing statements. The federal Credit CARD Act of 2009 largely ended a once-common practice of varying the length of the billing cycle by changing due dates. Under the law, due dates must be the same day every month, and payments that come due dates that fall on weekends or holidays are not subject to late fees.