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Credit Card Glossary: Terms and Definitions

Confused by credit card terms? CreditCards.com's glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.


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Bank

We all know what a bank is -- a financial institution that may take in deposits, lend money or both. But in credit card transactions, multiple banks can and usually are involved, with each bank playing different roles. One bank may issue a credit card to a consumer, another may represent the merchant, and a third may be involved in payment of a credit card bill.