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Credit Card Glossary: Terms and Definitions

Confused by credit card terms?'s glossary of credit card definitions will help. From account holder to Regulation Z, we have defined the most-common and most-confusing credit card terms.

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Arbitration is an alternative dispute resolution technique that keeps disputes out of the courts. In the credit card industry, consumers usually must accept mandatory and binding arbitration in order to obtain a credit card. It eliminates the cardholder's right to sue the credit card issuer, and instead, forces the parties to settle disputes before an arbitrator.