Whether you drive a little or a lot, these gas credit cards are great for anyone who finds themselves at the fuel pump. Get gas, get rewarded - it's that simple. Each of these cards offer varying rewards on other categories as well. Review the best gas rewards credit card offers from our partners and apply for the card that best fits you.
See the best gas credit card offers from our partners below.
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Updated: March 15, 2018
Negotiating through gas cards can be confusing, because they can be similar yet with different features. They can be cash back cards that offer rewards for gas purchases, or they can be cards that give you rebates for brand loyalty.
We evaluated over 80 credit cards with gas rewards and chose our list of the best cards by which offers have the highest and most flexible rewards rates, easiest redemptions, and multiple redemption options, among several other criteria like rates and fees. Here, we help you identify what’s best for your purchases and how to differentiate:
Read on before making a decision!
A gas card can be:
|Gas Rewards Credit Card||Gas Rebate Credit Cards|
|Build credit||Build credit|
|Typically requires good/excellent credit||Might accept fair credit|
|Sometimes has annual fee||Typically no annual fee|
|Might have sign-up bonus||Can have sign-up rebate|
|Rewards for multiple types of purchases||Lucrative rewards for specific brand|
Gas credit cards, whether it’s a cash back card or a gas rebate credit card, can be used to help build credit. Ideally, you’ll want to pay off the balance each month before the due date to keep your utilization ratio low. Here’s how the ratio works: If you have $1,000 in available credit and you have a balance of $100, your utilization ratio is 10% -- you want it as low as possible.
If a card that rewards for gas purchases has a network symbol, such as Visa or Mastercard, on the front, then it can be used anywhere that network is accepted. If it’s a rebate card, the gas rebates are specific to the fuel company that partners with the card issuer, but if it has a network symbol, it can be used where that network is accepted.
GJoining a gas rewards program can help you save even more money at the pump. Most are free to sign up for. All you have to do is swipe your fuel rewards card or enter your rewards ID number at the pump and you can start getting savings for every gallon of gas you get. Here are some of the most popular fuel rewards programs:
|Card||Rewards Rate at Gas Stations||Annual Fee|
|Blue Cash Preferred® Card from American Express||3%||$95|
|Blue Cash Everyday® Card from American Express||2%||$0|
|Discover it® chrome||2%||$0|
|Wells Fargo Cash Wise Visa® Card||1.5%||$0|
|Capital One® Quicksilver® Cash Rewards Credit Card||1.5%||$0|
|Chase Freedom Unlimited®||1.5%||$0|
|Chase Freedom®||5% if in quarterly category, 1% otherwise||$0|
|Premier Rewards Gold Card from American Express||2x Membership Rewards® Points||$0 first year, then $195|
|IHG® Rewards Club Select Credit Card||2x points||$0 first year, then $49|
|Bank of America® Cash Rewards Credit Card||3%||$0|
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* For additional rates, fees and costs see issuer's website for detailed pricing and terms.