Credit Cards for Fair Credit

Getting and keeping a good credit history requires finding and using the right credit cards, the right way. Compare our list of credit cards and prepaid debit cards specifically designed for people with Fair Credit, and find the best one for you. Compare offers from our partners side by side and apply online for the card that is right for you.

See offers from our partners below.

 APPLY ONLINE

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • With this card, you can help Paralyzed Veterans of America fulfill their mission: For more than 70 years, PVA has been on a mission to change lives and build brighter futures for our seriously injured heroes.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone - with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States
  • Rates and Fees
  • See additional Paralyzed Veterans of America USAA Rewards™ Visa Signature® Card details
 APPLY NOW

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    11.90% to 26.90% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent, Good, Fair
 APPLY ONLINE

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • With this card, you can help the USO support men and women in the U.S. military and their families - from the moment they join, through their deployments and as they transition back to their communities.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone - with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States
  • Rates and Fees
  • See additional USO USAA Rewards™ Visa Signature® Card details
 APPLY NOW

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    11.90% to 26.90% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent, Good, Fair
 APPLY ONLINE

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • With this card, you can help American Veterans assist veterans and their families.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone - with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States
  • Rates and Fees
  • See additional American Veterans USAA Rewards™ Visa Signature® Card details
 APPLY NOW

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    11.90% to 26.90% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent, Good, Fair
 APPLY ONLINE

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • With this card, you can help DAV empower veterans to lead high-quality lives with respect and dignity.
  • Get 2,500 Bonus Points after your first purchase.
  • Start earning 1 point for every $1 spent for all your every day purchases.
  • Redeem points for 1% cash back or use them to purchase travel, gift cards and merchandise. You can also redeem your points and donate to your favorite military affiliate group.
  • Redeem your rewards points anytime on usaa.com or from your mobile phone — with no redemption fee.
  • Enjoy no cap or expiration date on points.
  • Enjoy no foreign transaction fees when you travel outside of the United States
  • Rates and Fees
  • See additional Disabled American Veterans USAA Rewards™ Visa Signature® Card details
 APPLY NOW

at USAA's
secure site

Credit Needed
Excellent, Good, Fair
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    0% for 12 months
    Regular APR
    11.90% to 26.90% Variable
    Annual Fee
    $0
    Credit Needed
    Excellent, Good, Fair
 APPLY ONLINE

at First PREMIER® Bank's
secure site

Credit Needed
Fair/Bad Credit
  • Must have a checking account to qualify
  • A credit card offer for those currently building credit history
  • All credit types welcome to apply!
  • Quarterly FICO score on your monthly billing statement
  • Chip card technology, so paying for your purchases is more secure at chip-card terminals
  • Make your payments on time each month, and keep your balance low relative to the credit limit, for positive marks on your credit report.
  • The next First PREMIER Bank credit card customer could be you!
  • See additional First PREMIER® Bank MasterCard® Credit Card details
 APPLY NOW

at First PREMIER® Bank's
secure site

Credit Needed
Fair/Bad Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    See Issuer Website
    Annual Fee
    See Issuer Website
    Credit Needed
    Fair/Bad Credit
 APPLY ONLINE

at Credit One Bank's
secure site

Credit Needed
See Terms
  • 1% cash back on eligible purchases, terms apply
  • See if you Pre-Qualify without harming your credit score
  • Rewards post to your account automatically each month
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
  • Flexible payment date to assist you in making your payments on time
  • See additional Credit One Bank® Offer Finder Tool details
 APPLY NOW

at Credit One Bank's
secure site

Credit Needed
See Terms
  • Purchases Intro APR
    See Terms
    Balance Transfers Intro APR
    See Terms
    Regular APR
    See Terms
    Annual Fee
    See Terms
    Credit Needed
    See Terms
 APPLY ONLINE

at Credit One Bank's
secure site

Credit Needed
Fair Credit
  • Receive 1% cash back on eligible purchases and double cash back at the NASCAR.com Superstore. Terms apply.
  • $0 Fraud Liability protects you from unauthorized charges
  • Email or text alerts to remind you when your payment is due
  • Choose your monthly payment due date for added convenience, terms apply
  • Accounts are automatically reviewed for credit line increases, a fee may apply
  • Get free access to your credit score online
  • See additional Credit One Bank® NASCAR® Visa® Credit Card details
 APPLY NOW

at Credit One Bank's
secure site

Credit Needed
Fair Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    17.40% - 24.90% Variable
    Annual Fee
    $0 - $99
    Credit Needed
    Fair Credit
 APPLY ONLINE

at Fingerhut's
secure site

Credit Needed
Fair/Bad Credit
  • Holiday gifts they'll like, payments you'll love! Use your line of credit to shop over 550,000 items from great brands like Samsung, KitchenAid, and DeWalt.
  • Take advantage of low monthly payments if you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit
 APPLY NOW

at Fingerhut's
secure site

Credit Needed
Fair/Bad Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    See Issuer Website
    Annual Fee
    $0
    Credit Needed
    Fair/Bad Credit
 APPLY ONLINE

at Deserve's
secure site

Credit Needed
Limited/No credit
  • Build credit history
  • No security deposit or co-signer required
  • Credit limit up to $1,500
  • No foreign transaction fees
  • Use anywhere in the world where Mastercard is accepted
  • Includes Mastercard Platinum Benefits like Price Protection, Travel Assistance, ID Theft Protection, Car Collision Damage Waiver & Extended Warranty
  • Refer a Friend and get a $30 statement credit. Refer 10 friends and get a $200 bonus for a total of $500 in statement credits
  • See additional Deserve® Classic Mastercard details
 APPLY NOW

at Deserve's
secure site

Credit Needed
Limited/No credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    23.99% Variable
    Annual Fee
    $39
    Credit Needed
    Limited/No credit
 APPLY ONLINE

at Deserve's
secure site

Credit Needed
Limited/No Credit
  • 1% unlimited cash back on All purchases
  • Deserve will pay for Amazon Prime Student, get free Video, Music, and Reading ($49.99 value)
  • Up to a $5,000 credit line
  • $0 annual fee
  • No security deposit or co-signer required
  • Builds credit history
  • Use anywhere in the world where Mastercard is accepted
  • Includes Mastercard Platinum Benefits like Price Protection, Travel Assistance, ID Theft Protection, Car Collision Damage Waiver & Extended Warranty
  • See additional Deserve® Edu Mastercard for Students details
 APPLY NOW

at Deserve's
secure site

Credit Needed
Limited/No Credit
  • Purchases Intro APR
    N/A
    Balance Transfers Intro APR
    N/A
    Regular APR
    19.74% Variable
    Annual Fee
    $0
    Credit Needed
    Limited/No Credit
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