Credit Cards With EMV Smart Chips

The following cards from our partners contain EMV chip technology (also referred to as smart chips). These cards offer an enhanced security against counterfeiting or cloning. "Chip and signature" is becoming the standard authorization process in the US. However, this standard is different than the "Chip and PIN" standard used in much of the rest of the world. Still, many frequent travelers find these cards more easily accepted overseas.

See offers from our partners below.

Credit One Bank® NASCAR® Visa® Credit Card

Apply Now Credit Needed
Fair Credit
  • Qualified applicants will receive exclusive benefits such as 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply.
  • Get double cash back rewards at the NASCAR.com Superstore, terms apply.
  • Find out if you Pre-Qualify without harming your credit score. It's fast, easy, and secure.
  • Zero Fraud Liability ensures that your account is protected against unauthorized charges.
  • Enjoy more buying power with credit line increase opportunities, a fee may apply.
  • Take advantage of free online access to your Experian credit score and credit report summary. Terms apply.
Apply Now at Credit One Bank's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
17.24% - 25.24% Variable
Annual Fee
$0 - $99
Credit Needed
Fair Credit

Expedia®+ Card from Citi

Apply Now Credit Needed
Excellent Credit
  • Earn 15,000 Expedia+ bonus points after $1,000 in purchases within 3 months of account opening*
  • Points redeemable for $200 towards your stay at a +VIP Access™ hotel*
  • 3 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages*
  • 1 Expedia+ bonus point per $1 spent on other purchases*
  • Enjoy Expedia+ silver status each year of cardmembership
  • Earn one Elite Qualifying Hotel Night towards Expedia+ gold status for each increment of $2,500 in purchases made on the card between your January and December billing statements*
Apply Now at Citi's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
16.24% - 24.24%* (Variable)
Annual Fee
$0*
Credit Needed
Excellent Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

Credit One Bank® Platinum Visa® for Rebuilding Credit

2,446 customer reviews

Apply Now Credit Needed
Fair Credit
  • See if you Pre-Qualify without harming your credit score
  • Track your progress with free online access to your Experian credit score, terms apply
  • Looking to rebuild credit? We report to the major credit bureaus monthly
  • Receive opportunities for credit line increases, a fee may apply
  • Make paying your bill easier with the ability to choose your payment due date, terms apply
  • Stay in-the-know with customizable account alerts via email and text
Apply Now at Credit One Bank's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
17.24% - 25.24% Variable
Annual Fee
$0 - $99
Credit Needed
Fair Credit

Expedia®+ Voyager Card from Citi

Apply Now Credit Needed
Excellent Credit
  • Earn 25,000 Expedia+ bonus points after $2,000 in purchases within 3 months of account opening*
  • Points redeemable for $350 towards your stay at a +VIP Access™ hotel
  • 4 Expedia+ bonus points per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages*
  • 2 Expedia+ bonus points per $1 spent on dining out and entertainment*
  • 1 Expedia+ bonus point per $1 spent on other purchases*
  • Enjoy Expedia+ gold status each year of cardmembership*
  • $100 Annual Air Travel Fee Statement Credit can be used toward airline incidentals or for either the Global Entry or the TSA Pre √® application fees*
Apply Now at Citi's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
15.24% - 23.24%* (Variable)
Annual Fee
$95*
Credit Needed
Excellent Credit

Starwood Preferred Guest® Business Credit Card from American Express

Apply Now Credit Needed
Excellent Credit
  • Earn 25,000 bonus Starpoints® after you use your new Card to make $5,000 in purchases within the first 3 months.
  • Earn 2 Starpoints® for each dollar of eligible purchases at participating SPG® Marriott Rewards® hotels. Earn 1 Starpoint® for all other purchases.
  • Redeem Starpoints® for free nights at over 1,300 hotels & resorts in over 100 countries and for free flights on over 150 airlines with SPG Flights. Some hotels and resorts have mandatory service charges.
  • Free, unlimited Boingo Wi-Fi at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.
  • Terms Apply
Apply Now at American Express's
secure site
Terms Apply
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
16.49% - 20.49% Variable
Annual Fee
$0 introductory annual fee for the first year, then $95
Credit Needed
Excellent Credit
See Rates & Fees

Barclaycard Ring™ Mastercard®

Apply Now Credit Needed
Excellent Credit
  • A low, variable APR on purchases, balance transfers and cash advances
  • No annual fee
  • No balance transfer fees
  • No foreign transaction fees
  • Chip technology, so paying for your purchases is more secure at chip-card terminals in the U.S. and abroad
  • Free online access to FICO® Credit Score
Apply Now at Barclaycard's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
10.24% Variable
Annual Fee
$0
Credit Needed
Excellent Credit

Citi ThankYou® Preferred Card

Apply Now Credit Needed
Excellent Credit
  • Enjoy 0% Intro APR on purchases for 15 months from date of account opening and 0% Intro APR on balance transfers for 15 months from date of first transfer*
  • After that, the variable APR will be 14.74% - 24.74% based upon your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater*
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • Points are redeemable for gift cards to popular retailers, restaurants, and department and home stores. 2,500 ThankYou® Points can be redeemed for a $25 gift card at thankyou.com.
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*
Apply Now at Citi's
secure site
Purchases Intro APR
0%* for 15 months on Purchases
Balance Transfers Intro APR
0%* for 15 months on Balance Transfers
Regular APR
14.74% - 24.74%* (Variable)
Annual Fee
$0*
Credit Needed
Excellent Credit

USAA Cashback Rewards Plus American Express® Card

Apply Now Credit Needed
Good/Excellent
  • Earn 5% cash back on your first $3,000 in gas and military purchases annually on these categories combined.
  • Earn 2% cash back on your first $3,000 on supermarket purchases per year.
  • Unlimited 1% cash back on all other purchases.
  • USAA membership is available to active and former military and their eligible family members
Apply Now at USAA's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
13.15%-27.15% (Variable)
Annual Fee
$0
Credit Needed
Good/Excellent

USAA Preferred Cash Rewards Visa Signature®

Apply Now Credit Needed
Good/Excellent
  • Earn 1.5% cash back on every purchase
  • There's no limit on the amount you can earn
  • Redeem your rewards anytime online or with the USAA Mobile App.
  • USAA membership is available to active and former military and their eligible family members
Apply Now at USAA's
secure site
Purchases Intro APR
N/A
Balance Transfers Intro APR
N/A
Regular APR
13.15%-27.15% (Variable)
Annual Fee
$0
Credit Needed
Good/Excellent

Charity Charge World MasterCard® Credit Card

Apply Now Credit Needed
Good/Excellent
  • Donate your cash back to any nonprofit or religious organization of your choice.
  • Earn an unlimited 1% cash back that's automatically donated on your behalf through your everyday purchases.
  • No Annual Fee.
  • An easy way to make a difference (at no cost to you).
  • 100% Tax-Deductible.
  • Low APR between Prime + 6.99%-16.99% dependent on creditworthiness. Balance transfer fee of either $10 or 5% of the amount of each Balance Transfer, whichever is greater.
  • Receive all the benefits of a World MasterCard such as: extended warranty, MasterCard global service, concierge services, ID theft protection, price guarantee, and many more exclusive services.
  • Chip and Apple Pay enabled.
Apply Now at Charity Charge's
secure site
Purchases Intro APR
1.99% for 6 monthly billing cycles
Balance Transfers Intro APR
1.99% for 6 monthly billing cycles
Regular APR
11.24%-21.24% (Variable)
Annual Fee
$0
Credit Needed
Good/Excellent

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* For additional rates, fees and costs see issuer's website for detailed pricing and terms.