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Wells Fargo Cash Wise Visa® Card

Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Wells Fargo's Secure Site
Good to Excellent Credit Recommended (670-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Apply Now at Wells Fargo's Secure Site
Intro Bonus
Intro Bonus
$150 Earn a $150 cash rewards bonus after spending $500 in the first 3 months
Reward Rates
1.8% Enjoy 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
1.5% Earn unlimited 1.5% cash rewards on purchases
Balance Transfers Intro APR
0% for 15 months on qualifying balance transfers
Purchases Intro APR
0% for 15 months
Regular APR
15.99%-27.99% (Variable)
Annual Fee
$0

Highlights

  • Earn a $150 cash rewards bonus after spending $500 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • $0 Annual Fee
  • Select “Apply Now” to learn more about the product features, terms and conditions

Features

  • 0% Introductory APR
    0% Introductory APR
  • Auto Rental Insurance
    Auto Rental Insurance
  • Balance Transfer
    Balance Transfer
  • Cash Back
    Cash Back
  • Cellphone Insurance
    Cellphone Insurance
  • EMV
    EMV
  • Free Credit Score
    Free Credit Score
  • Gas
    Gas
  • Good Credit
    Good Credit
  • Mobile Pay Ready
    Mobile Pay Ready
  • No Annual Fee
    No Annual Fee
  • Rewards
    Rewards
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

3.5-star review

3.5 out of 5

Our take: With simple, reliable rewards that you can earn with every purchase, the Wells Fargo Cash Wise Visa card has much to offer to current Wells Fargo customers and prospective customers alike.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.