U.S. Bank Cash 365™ American Express® Card

U.S. Bank Cash 365™ American Express® Card

at U.S. Bank's Secure Site
Credit Cards » U.S. Bank » U.S. Bank Cash 365™ American Express® Card
Partner Offer

U.S. Bank Cash 365™ American Express® Card

Excellent Credit Recommended (740-850) ? CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
at U.S. Bank's Secure Site
Intro Bonus
Intro Bonus
$150 $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
Reward Rates
1.5% Unlimited 1.5% cash back on all eligible net purchases.
Balance Transfers Intro APR
0%* for 12 billing cycles*
Purchases Intro APR
N/A
Regular APR
15.74% - 24.74%* (Variable)
Annual Fee
$0*

Highlights

  • New Cardmember bonus: $150 after you spend $500 in eligible net purchases in the first 90 days of account opening.
  • Unlimited 1.5% cash back on all eligible net purchases.
  • No categories. Just use your card and earn unlimited cash back.
  • Cash back never expires and no minimum redemption options.
  • No Annual Fee*.
  • 0% Intro APR* on balance transfers for 12 billing cycles. After that, a variable APR currently 15.74% - 24.74%

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • EMV
    EMV
  • Extended Warranty Program
    Extended Warranty Program
  • No Annual Fee
    No Annual Fee
  • Price Protection
    Price Protection
  • Purchase Protection
    Purchase Protection
  • Travel Accident Insurance
    Travel Accident Insurance
  • Travel Assistance
    Travel Assistance
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

 

Editor's Rating:

2.3-star review

2.3 out of 5

Our take: The U.S. Bank Cash 365 American Express card offers U.S. Bank customers a simpler way to earn cash back; however, the card’s higher APR limits its appeal.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.