Credit Cards»Mastercard»Surge® Platinum Mastercard®
Surge® Platinum Mastercard®
Partner Offer

Surge® Platinum Mastercard®

Our rating:1.5 Our writers, editors and industry experts score credit cards based on a variety of factors including card features, bonus offers and independent research. Credit card issuers have no say or influence on how we rate cards. The score seen here reflects the card's primary category rating. For more information, you can read about how we rate our cards.

Bad to Fair

CreditCards.com credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
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Balance Transfers Intro APR
N/A
Purchases Intro APR
N/A
Regular APR
29.99% APR (Variable)
Annual Fee
See website for Details*

Highlights

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Monthly Credit Score – Sign up for electronic statements, and get your Vantage 3.0 Score Credit Score From Experian
  • Initial Credit Limit of $300 – $1,000 (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Online account access 24/7
  • Checking Account Required

Features

  • Auto Rental Insurance
    Auto Rental Insurance
  • EMV
    EMV
  • No Credit History
    No Credit History
  • Poor Credit
    Poor Credit
  • Price Protection
    Price Protection
  • Unsecured credit card
    Unsecured credit card
  • Zero Fraud Liability
    Zero Fraud Liability

Staff Review

Editor's Rating:

1.5 out of 5

Our take: The Surge Platinum Mastercard could get you a high credit limit and a chance at a credit limit increase in as little as six months, but the card’s inflated fees and APR make it a poor choice for most credit-builders.

Read full review

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.