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HSBC Gold Mastercard® credit card
- Balance Transfers Intro APR
- 0% Introductory APR on balance transfers for the first 18 months from account opening
- Purchases Intro APR
- 0% Introductory APR on credit card purchases for the first 18 months from account opening
- Regular APR
- Variable APR of 13.24%, 17.24% or 21.24% will apply after the Introductory Period
- Annual Fee
- 0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.
- No Penalty APR
- Late Fee Waiver.
- No Foreign Transaction Fees.
- $0 Annual Fee.
- $0 liability for unauthorized purchases.
- Terms Apply.
- See Rates & Fees
3.2 out of 5
Our take: With a generous intro offer on both balance transfers and new purchases, the HSBC Gold Mastercard is a great choice for cardholders looking to pay down their debt. You’ll also save a bit on charges thanks to the $0 annual fee, lack of foreign transaction fees and one late fee waiver per year.