Discover it® Secured
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- Intro Bonus
- Cashback Match Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- Reward Rates
- 2% Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter
- 1% Earn 1% unlimited cash back on all other purchases – automatically.
- Balance Transfers Intro APR
- 10.99% for 6 months
- Purchases Intro APR
- Regular APR
- 24.49% Variable
- Annual Fee
- No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
- Your Secured Credit Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line.
- You will need to provide your bank information when submitting your security deposit.
- We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
- Earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
- Receive Free Social Security number alerts— Discover will monitor thousands of risky websites when you sign up.