Card Offer from our partner

Partner Offer

Bank of America® Cash Rewards Credit Card

  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
 APPLY NOW

at Bank of America's
secure site

or call Bank of America at
877-831-6028


  • Purchases Intro APR
    0% Introductory APR on purchases for 12 billing cycles
    Balance Transfers Intro APR
    0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
    Regular APR
    13.99% - 23.99% Variable APR on purchases and balance transfers
    Annual Fee
    $0
    Credit Needed
    Excellent/Good

Bank of America® Cash Rewards Credit Card - Staff Review

 

Editor's Rating:

3.8-star review

3.8 out of 5

Our take: A good card to use for everyday errands, the Bank of America Cash Rewards card offers a generous 3 percent spending bonus on gas purchases and a respectable 2 percent bonus on groceries; however, there is a strict $2,500 cap on combined purchases in these categories each quarter.

Read full review

 

All reviews are prepared by CreditCards.com staff. Opinions expressed therein are solely those of the reviewer. The information, including card rates and fees, presented in the review is accurate as of the date of the review.




Bank of America® Cash Rewards Credit Card - User Reviews

Ratings and reviews provided by issuer as of 2017-09-08.
See the latest reviews on the card issuer's site.

Rating Snapshots (Total 34980)
5
22282
4
8487
3
2734
2
705
1
772
Average Ratings
Overall Rating
4.5
Online Experience
0.0
Customer Service
0.0
Account Benefits
0.0
Username: David
Review
2017-09-08
Username: Gini
Location: Rancho Mirage
Review
2017-09-08
Rewards are good but the online experience is not. I was not able to sign up for autopay online, had to do it at the branch. As a result the autopay did not start when the first payment was due. As I was traveling during that time, I missed the payment date and incurred a late charge. Not a good system.
Username: Al
Location: Baltimore
Review
2017-09-08
Works fine, but does not immediately send the money I earn to me.
Username: Paky
Review
2017-09-08
Username: Lorry
Review
2017-09-08
Username: PlanB
Location: NYC
Review
2017-09-08
It is a good choice of a credit card for earning points for your purchases from certain categories.
Username: hjhl
Review
2017-09-08
Username: Medley
Review
2017-09-08
Username: Katie
Review
2017-09-08
Username: Nance
Review
2017-09-08
All of the features listed to the left are the reasons I love the card. I'm very pleased with the service and accounting timeliness.
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Reviews 1-10 of 34980