Rewards Programs

Earn cash back with the Financial Rewards Visa Platinum Plus Card


You can earn points for future purchases with Visa credit cards rewards.

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.


For those people who agree it’s never a bad thing to have a little extra cash, Bank of America offers the Financial Rewards Visa Platinum Plus card.  This rewards credit card lets you earn points that can be redeemed for cash back. Featuring lots of upside earnings potential – and no annual fee – the Financial Rewards Visa Platinum Plus card is definitely designed with the consumer in mind.

With a straightforward points system, the Financial Rewards Visa Platinum Plus Card makes it easy to accumulate points toward cash back. For every $100 the cardholder spends in net purchases each billing cycle, he or she will earn one point.

Every point is redeemable for a dollar, which can be accumulated and given to the cardholder via a check or a direct deposit to their Bank of America checking or savings account.

The first net retail purchase made with the credit card earns you five bonus points, and another five bonus points are awarded for every $2,500 in balance transfers made each billing cycle. Up to 25 balance transfers are allowed per billing cycle.

In total, the cardholder can earn up to 600 points each calendar year, or $600 annually. That’s a healthy amount of spending money.

As points are so easy to earn, you may worry that they would need to be redeemed just as quickly. But since points earned using your Financial Rewards Visa Platinum Plus Card do not expire for five years, cardholders should feel no pressure to redeem immediately.

Cash back isn’t the only benefit of the Financial Rewards Visa Platinum Plus Card. The credit card also features a 0 percent introductory APR on purchases, balance transfers, and cash advances for the first six billing cycles. Additionally, cardholders will appreciate online banking service and total security protection, including zero liability for unauthorized use of your credit card.

Apply today for the Financial Rewards Visa Platinum Plus Card and you can already start thinking about how you will spend all that cash back.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

What’s up next?

In Rewards Programs

Enjoy your hotel stay using the Wyndham Rewards MasterCard

Start using the Wyndham Rewards Mastercard, and earn free nights at hotels.

See more stories
Credit Card Rate Report Updated: November 25th, 2020
Cash Back

Questions or comments?

Contact us

Editorial corrections policies

Learn more