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Virginia Credit Union Gold credit card fee schedule

Summary

Here’s the 2011 fee schedule for the Virginia Credit Union Gold credit card, according to the CreditCards.com/Bankrate.com annual Credit Card Fee Survey

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CreditCards.com/Bankrate.com credit card fee survey 2011
2011 Credit Card Fee Survey
A year after the Credit CARD Act’s major provisions went into effect, predictions of an onslaught of fees haven’t come true.

The CreditCards.com/Bankrate.com 2011 Credit Card Fee Survey tracks the fees charged for various card-related services by the 50 largest card-issuing banks and credit unions, based on their total volume of credit card lending. The 2011 survey looks at 66 cards, selected because they were among those most widely issued to consumers with average to good credit. The survey of card offers was conducted in May 2011.

Despite industry analysts’ predictions that the Credit CARD Act of 2009 would cause issuers to reinstate annual fees and introduce a host of new fees, that hasn’t happened. The survey shows the vast majority of cards reviewed (95 percent) had no annual fee and there hasn’t been an onslaught of new fees.

Here are the 2011 fees for the Virginia Credit Union Gold card.

style=Virginia Credit Union Gold
Annual feeNone
Over-limit feeNone
Late fee$35
Cash advance feeNone
Balance transfer feeNone
Foreign transaction feeNone
Returned payment fee$25
Stop payment on a convenience check feeCannot stop payment
Statement copy feeNone
Overdraft fee$5
Card replacement fee$5

See related:2011 credit card fee survey, Secured cards’ fees: Build credit, for a price, Chart: Find your card’s fees, Compare low-rate credit cards

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The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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Credit Card Rate Report Updated: November 25th, 2020
Business
13.91%
Airline
15.50%
Cash Back
15.85%
Reward
15.75%
Student
16.12%

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