Credit card video: Credit card rewards and incentives


College students discuss credit card rewards programs including airline miles, free pizza, cash back offers, percentage off purchase, and more.

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

Credit card rewards and incentives

You know about rewards, right?

MAN 1: Cruises and stuff, or money back, other kind of deals? Yeah, I’m aware of that.

WOMAN 1: Yeah, and I belong to a few.

MAN 2: I do, I, uh, use one, uh, for REI right now.

WOMAN 2: Um, yes, and I once heard that to never get a credit card if it doesn’t give you something back, which I have two credit cards that don’t give me any rewards.

What enticed you to apply for your credit card?

MAN 1: Free pizza.

WOMAN 3: Airline rewards.

MAN 2: Uh, low interest rate.

WOMAN 1: Oh, zero percent APR for a full year. I take advantage of those things.

Ever sign up for a card just to get something for free?

MAN 3: I have not, but I have been tempted and [laughs], to do so, but it never seemed worth filling out all the paperwork to get, free pizza, or free t-shirt, or, whatever.

WOMAN 2: Yeah, actually, um, it was a Knicks card, or something, I don’t know, some guy stuff; a hat, and like, a mug. [laughs]

WOMAN 1: Well I got a DVD player once. It wasn’t that good, it broke very fast.

MAN 2: No, no, uh, I guess I’ve been at, like baseball games, like, “free t-shirt,” but I’ve never signed up for one before, no.

MAN 1: I signed the form, but I didn’t actually sign it for the card, no.

WOMAN 3: If I had signed up for the credit card, I got twenty percent off that day’s purchase, and I think I was purchasing, um, a vacuum cleaner or something. Yeah, um, it sounds terribly domestic [laughs], and I don’t usually buy [expletive]\u2026stuff like that, um, but, uh, it was a vacuum cleaner I think. [laughs]

Take charge of your credit cards.

College students discuss credit card rewards programs including airline miles, free pizza, cash back offers, percentage off purchase, and more.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

Credit Card Rate Report Updated: September 23rd, 2020
Cash Back

Questions or comments?

Contact us

Editorial corrections policies

Learn more

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

The editorial content on is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.