Credit card rewards and incentives
You know about rewards, right?
MAN 1: Cruises and stuff, or money back, other kind of deals? Yeah, I’m aware of that.
WOMAN 1: Yeah, and I belong to a few.
MAN 2: I do, I, uh, use one, uh, for REI right now.
WOMAN 2: Um, yes, and I once heard that to never get a credit card if it doesn’t give you something back, which I have two credit cards that don’t give me any rewards.
What enticed you to apply for your credit card?
MAN 1: Free pizza.
WOMAN 3: Airline rewards.
MAN 2: Uh, low interest rate.
WOMAN 1: Oh, zero percent APR for a full year. I take advantage of those things.
Ever sign up for a card just to get something for free?
MAN 3: I have not, but I have been tempted and [laughs], to do so, but it never seemed worth filling out all the paperwork to get, free pizza, or free t-shirt, or, whatever.
WOMAN 2: Yeah, actually, um, it was a Knicks card, or something, I don’t know, some guy stuff; a hat, and like, a mug. [laughs]
WOMAN 1: Well I got a DVD player once. It wasn’t that good, it broke very fast.
MAN 2: No, no, uh, I guess I’ve been at, like baseball games, like, “free t-shirt,” but I’ve never signed up for one before, no.
MAN 1: I signed the form, but I didn’t actually sign it for the card, no.
WOMAN 3: If I had signed up for the credit card, I got twenty percent off that day’s purchase, and I think I was purchasing, um, a vacuum cleaner or something. Yeah, um, it sounds terribly domestic [laughs], and I don’t usually buy [expletive]\u2026stuff like that, um, but, uh, it was a vacuum cleaner I think. [laughs]
Take charge of your credit cards.
College students discuss credit card rewards programs including airline miles, free pizza, cash back offers, percentage off purchase, and more.