Credit card video: Benefits of having a credit card


What’s the best thing about having a credit card?

WOMAN 1: For me it would probably be two things: Convenience and the ability to purchase things online.

MAN 1: You don’t always have to have cash on you.

WOMAN 2: You don’t have to count change, and you can carry it in your back pocket.

WOMAN 3: It’s a lot more convenient to pay your bills.

WOMAN 4: Well it’s always there to like, rely on and I guess to use as a backup fund.

Do you use your card to shop online?

MAN 2: Yes, I use it online quite a bit. Um…Itunes…uh, Amazon.

WOMAN 2: The whole reason why I bought a computer is so I can shop online [laughs].

MAN 3: I prefer to buy things online just because you can compare, contrast so many different things so quickly.

WOMAN 4: I used to be so bad at shopping online that I knew my whole credit card number by heart. It hasn’t been that bad in a while [laughs].

What is a credit card emergency?

WOMAN 5: If I need gas for my car, or…if I’m studying really late at the library, and I don’t want to go home and cook something, then…I’ll just have to eat at a restaurant.

MAN 4: Transportation, and lodging, especially, ‘cause I’m traveling all the time. Say I get stranded, ‘cause it’s happened several times, with our airport system. Get stuck in a hotel or without a car and I need something, so, a credit card helps out.

What’s the best purchase you’ve made with a credit card?

WOMAN 3: I bought a ticket for, um, Cirque de Soleil. I probably wouldn’t have bought it if I didn’t have a card, um, so, yeah, that’s probably the best thing, because it was a really great show, so, I’m glad I did use it.

Take charge of your credit cards.

College students discuss the benefits of owning a credit card -- convenience, backup, and dealing with emergencies.

<< Newer video  |  Older video >>
Back to video front page 

Join the discussion
We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

If you are commenting using a Facebook account, your profile information may be displayed with your comment depending on your privacy settings. By leaving the 'Post to Facebook' box selected, your comment will be published to your Facebook profile in addition to the space below.

The editorial content on is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company's business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.

Weekly newsletter
Get the latest news, advice, articles and tips delivered to your inbox. It's FREE.

Updated: 03-24-2019