Using points for a ski resort vacation

Summer Hull
Personal Finance Writer
Summer Hull writes the weekly "Get to the Points" column for

Get to the Points

The content on this page is accurate as of the posting date. Please see the bank’s website for the most current version of card offers.

I grew up in a ski- and mountain-loving family. The only problem with our love for snowcapped mountains was that we lived on the Gulf Coast in East Texas. To solve this geographical dilemma, my parents would load my sister and I in the back of our Honda Accord with pillows and blankets and drive all night until we reached mountains in Colorado or New Mexico.

We did this usually once or twice a ski season as I grew up in the ’80s and ’90s. As a result, I developed a love for the powder, even though it virtually never snowed in my hometown.

To continue to enjoy my ski hobby, and in the hopes of passing down to my own two daughters that same love of strapping on skis and cruising down the mountain, we take family ski vacations usually twice a year, just as I did as a child.

However, our ski trips now are usually a little more luxurious than those of my childhood, thanks to miles and points. We often use our airline miles to fly to the mountains instead of driving, and we are able to use hotel points to stay right on the mountain, something that otherwise would be completely unaffordable.

The average price of a hotel room during ski season can be $400-$500 per night, depending on the mountain you are visiting.

For a four- or five-night stay, you are now talking about thousands of dollars, on average, just to stay near a ski mountain. To stay on the mountain itself can obviously cost even more, unless, of course, you are putting your hotel and credit card points to very good use.

Since most hotel loyalty programs allow you to book a room with points if the room is for sale with cash, you can get a tremendous return by using points for on-mountain hotels during ski season.

Stay on the Aspen Snowmass mountain using SPG points

On average, the Aspen family of resorts is one of the most expensive in terms of lodging, but for as few as 12,000 SPG points per night, you can book a room at the on-mountain Westin Snowmass.

The deal gets even better because with Starwood you get the fifth award night free on five-night stays. This makes your per-night award cost as low as 9,600 SPG points per night using points that you can earn with your SPG American Express card.

Without points, paid rates at this on-mountain resort can reach around $1,000 per night during peak weekends during ski season.

Sleep steps from the lifts in Beaver Creek via Hyatt points

If you have World of Hyatt points or Chase Ultimate Reward points from cards like the Chase Sapphire Preferred or Chase Sapphire Reserve that you can transfer 1:1 to Hyatt, then you can spend 30,000 of them per night to stay at the luxurious Park Hyatt Beaver Creek that is literally throwing distance to the Beaver Creek lifts and ski school.

Paid rates in the winter at this hotel are easily in the $700-$1,000 range per night.

If you stay at the Park Hyatt Beaver Creek, be sure to budget some of the money you are saving on the room for a spa visit, as its Allegria Spa has a Roman bath-inspired water ritual where the alternating hot and cold water treatments are a perfect way to end a day on the slopes.

Stay at the base of Whistler for under 10,000 SPG points per night

The Westin Whistler is just a couple of hundred feet away from the main Whistler Gondola and Whistler Ski School, putting you as close as you can be to the amazing Whistler Blackcomb ski action. Those mountains enjoy an average of 37 feet of snow each year, making them excellent choices for reliable ski conditions about two hours north of Vancouver.

We skied as a family there over the winter break this year and paid 9,600 SPG points per night on a five-night stay while rooms were selling for $800 per night.

Kids ski free when you use points at the Hyatt Place Keystone

The Hyatt Place Keystone opened in late 2017 and is near the base of Keystone in Colorado. Keystone offers family-centric ski vacations and excels at making things fun and easy by offering everything from complimentary red wagons to haul kids’ gear, an on-mountain ice fort and an exceptional ski-and-ride program for kids.

This hotel is 15,000 Hyatt points per night and offers a free hot breakfast to everyone. Better yet: When you stay two nights or longer, kids ski free!

Be near Summit County ski resorts with Wyndham Rewards

It’s not just higher-end programs and properties that can get you close to the mountains. Wyndham Rewards has a popular ski property in its ranks via the Super 8 Dillon/Breckenridge off I-70 in Colorado. You can stay here for 15,000 Wyndham Reward points per night and be a short driving distance to Breckenridge, Keystone, Copper Mountain and more. 

Thanks to hotel points, as well as credit card rewards points that can be transferred to hotel programs, you can put together an amazing ski trip without spending hundreds or thousands on hotel accommodations. You can stay on or near the mountains in Colorado, Utah, Canada, Norway or Switzerland just by putting your points to work.

See related: What the Chase 5/24 rule is and how it works, Hot, new rewards cards to debut in 2018

Join the discussion
We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

If you are commenting using a Facebook account, your profile information may be displayed with your comment depending on your privacy settings. By leaving the 'Post to Facebook' box selected, your comment will be published to your Facebook profile in addition to the space below.

The editorial content on is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company's business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.

Weekly newsletter
Get the latest news, advice, articles and tips delivered to your inbox. It's FREE.

Updated: 03-24-2018