US Bank Platinum credit card fee schedule
|2011 Credit Card Fee Survey|
A year after the Credit CARD Act's major provisions went into effect, predictions of an onslaught of fees haven't come true.
Despite industry analysts' predictions that the Credit CARD Act of 2009 would cause issuers to reinstate annual fees and introduce a host of new fees, that hasn't happened. The survey shows the vast majority of cards reviewed (95 percent) had no annual fee and there hasn't been an onslaught of new fees.
Here are the 2011 fees for the US Bank Platinum card.
|US Bank Platinum|
|Cash advance fee||4% or $10, whichever is greater|
|Balance transfer fee||4% or $5, whichever is greater|
|Foreign transaction fee||2% for a transaction in U.S. dollars, 3% for a transaction in a foreign currency|
|Returned payment fee||$35|
|Stop payment on a convenience check fee||$35|
|Statement copy fee||if copy is within 2 months, there is no fee, otherwise up to $5, depending on account|
|Card replacement fee||None|
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