BACK

Products

Earn 50,000 bonus points with the U.S. Bank Altitude℠ Reserve Visa Infinite® Card

Summary

See how the sign-up bonus on the U.S. Bank Altitude Reserve Visa Infinite Card gets you great travel value.

The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars. However, we may receive compensation when you click on links to products from our partners. Learn more about our advertising policy.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Please see the bank’s website for the most current version of card offers; and please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

This offer is no longer available on our site as of April 30, 2019.

The sign-up bonus on the U.S. Bank Altitude Reserve Visa might seem like what you could find with any luxury rewards card, but it actually has more potential value than most. If you spend $4,500 in the first 90 days, you’ll receive 50,000 bonus points. If you redeem those points for travel, you get a 50 percent higher point value, making the intro offer worth up to $750.

Combined with annual travel credit and a good overall rewards rate, the sign-up bonus for the Altitude Visa can earn cardholders quite a bit toward future travels.

What is the U.S. Bank Altitude Visa worth in the first year?

The U.S. Bank Altitude Visa has a relatively high annual fee – at $400 – making the card pretty pricey to own. But frequent travelers can earn great rewards to offset the cost, including a sign-up bonus worth $750 in travel.

The card also comes with a $325 annual travel credit and offers a 50 percent point bonus for travel purchases. That means users who already spend more than $325 on travel every year get great value that makes up for a significant portion of the annual fee.

U.S. Bank Altitude Reserve Visa Infinite® Card
U.S. Bank Altitude Reserve VisaRewards rate

  • 3 points per dollar on qualifying travel purchases and mobile wallet spending
  • 1 point per dollar on general purchases
  • Points are worth 50% more when redeemed for travel
Sign-up bonus

  • 50,000 points if you spend $4,500 in first 90 days

Why use it? 
The U.S. Bank Altitude Visa comes with extensive luxury benefits and an excellent rewards program for frequent travelers.Read review This offer is no longer available on our site. 
Annual Fee

$400

Estimated earnings in first year ($1,325 monthly spend)

$627

Unfortunately, the spend threshold for the sign-up bonus is on the higher side. If you don’t typically spend $4,500 on your card in 90 days, you’ll have to increase your spending for the first few months to get the bonus.

 Who is eligible to earn the sign-up bonus?

The U.S. Bank Altitude Reserve Visa is only available to U.S. Bank customers. Before you apply for the card, you’ll need to have a U.S. Bank account open and active for at least five business days. Applicants should also have excellent credit (above 740) to be considered.

The sign-up bonus is limited to new accountholders, so if you currently or have previously owned an Altitude Visa, you don’t qualify for the offer.

Best ways to use the U.S. Bank Altitude Visa sign-up bonus

The Altitude Visa has a pretty flexible redemption system, where points can be redeemed for most purchases via a statement credit. Travel purchases eke the most value out of rewards, with a 50 percent higher point value.

 Redemption optionMinimum purchase amount required to redeem Point value (cents)Value of 50,000 point sign-up bonus 
Travel purchases made directly through airline, hotel or rental company
  • $250 for car rentals
  • $500 for lodging
1.5
 $750
Other qualifying purchases on card (excluded restaurants & gas stations)None
1
 $500

To use your points to book travel, you have to make your purchases directly through the airline, hotel, car rental company or cruise line. The minimum purchase amounts on car rentals and lodging can also limit your travel opportunities. But while your booking options might be more limited, it is easy to get great value out your points.

Should you apply for a U.S. Bank Altitude Visa now?

The sign-up bonus for the Altitude Visa doesn’t change often, so there is no rush to apply before a limited time offer ends. However, the higher spend threshold for the bonus makes it a good idea to apply for the card with higher spending months ahead. If you have any holiday shopping or traveling to do, you can take advantage of spending a bit more in the coming weeks to earn more rewards. That way, you’ll have more set aside for next year’s travels.

What’s up next?

In Products

Earn more rewards in the first year with Discover it® Cash Back card’s Cashback Match

See how Cashback Match on the Discover it® Cash Back card can help you get more rewards in the first year.

Published: November 20, 2018

See more stories
Credit Card Rate Report Updated: June 19th, 2019
Business
15.61%
Airline
17.54%
Cash Back
17.68%
Reward
17.57%
Student
17.79%

Questions or comments?

Contact us

Editorial corrections policies

Learn more

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

The editorial content on CreditCards.com is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.