Earn up to 75,000 bonus miles with the Chase United Explorer cards
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If you’re a fan of United Airlines and looking for an easy way to earn an influx of bonus miles, the United Explorer cards from Chase are great options. The UnitedSM Explorer Business Card is currently offering a limited-time sign-up bonus: New cardholders will earn 75,000 miles when they spend $5,000 in the first three months. The UnitedSM Explorer Card, on the other hand, offers 40,000 miles when you spend $2,000 in the first three months.
The United Explorer Business card’s 75,000-mile offer is scheduled to end March 18, 2019.
Comparing United Explorer cards
The United Explorer and United Explorer Business cards share several similarities. In addition to waiving the annual fees the first year, both cards offer a 2-mile bonus on restaurant and United purchases and 1 mile per dollar on all other purchases. However, the Explorer Business card also offers a bonus on business-related expenses, including office supply stores and gas stations.
UnitedSM Explorer Card
UnitedSM Explorer Business Card
|Sign-up bonus||40,000 miles when you spend $2,000 in the first 3 months||
|Annual fee||$0 first year, $95 after that||$0 first year, $95 after that|
|Estimated earnings in first year ($15,900 spend)||$892||$1,442|
While both cards charge a $95-fee after the first year, the value of the cards' perks more than cover the annual fees each year. For example, both cards allow the primary cardholder and one companion traveling on the same reservation to receive their first standard checked bag free on United-operated flights – for a savings of $120 per roundtrip. Also, card members receive two United Club one-time passes each year on their account anniversary, which Chase values at more than $100.
United Explorer card sign-up bonus history
Chase often updates the sign-up bonus for the United Explorer card – teetering between 30,000 and 50,000 points.
United Explorer card recent changes
|Change date||Sign-up bonus|
|Jan. 9, 2019||40,000 miles if you spend $2,000 in first 3 months|
|Nov. 14, 2018||
|Aug. 16, 2018||40,000 miles if you spend $2,000 in first 3 months|
|June 1, 2018||
|March 16, 2018||40,000 miles if you spend $2,000 in first 3 months|
|Feb. 8, 2018||50,000 miles if you spend $3,000 in first 3 months (until 3/15/18)|
|Aug. 1, 2017||40,000 miles if you spend $2,000 in first 3 months|
|Feb. 1, 2017||50,000 miles if you spend $3,000 in first 3 months
(previously 30,000 miles if you spend $1,000 in first 3 months)
While the current sign-up bonus is 25,000 miles lower than the highest bonus offered by the United Explorer card, it also requires cardholders to spend $10,000 less to earn it.
United Explorer Business card recent changes
|Change date||Sign-up bonus|
|Jan. 15, 2019||
|(Previous offer: 50,000 miles if you spend $5,000 in first 3 months|
At 75,000 miles, the United Explorer Business card’s current sign-up bonus is the highest ever offered by the card.
Who is eligible for the sign-up bonus?
The United Explorer sign-up bonus is only available to new cardholders who have not received a new card member bonus for this card in the past 24 months. Of course, you must qualify for the cards first, which means you have to have a credit score in the excellent range (at least 750).
Chase doesn’t appear to have a hard limit on how many cards you own, though they may deny your application if you have too large of a credit limit across your other Chase cards. Also, while there is no strict rule on how many Chase cards you can apply for within a certain timeframe, many applicants report a limit of one to two new cards per month.
Chase has come down hard recently on applicants who open many accounts at once. Though it’s not an official policy, Chase appears to be enforcing a “5/24” rule on new credit card applications. What this means is – if you have opened at least five credit card accounts in the past 24 months with any issuer (not just Chase) – your application will likely be denied. The rule seems to apply to any credit card account that shows up on your credit report, including co-branded store cards and authorized user accounts. (On the plus side, business credit cards that don’t report to your personal credit report do not affect your chances of being approved.)
Bonus tip: If the sign-up bonus increases within 90 days after you’ve been approved, you can ask to be matched to the higher offer.
Best ways to spend 75,000 MileagePlus miles
75,000 miles can take you a long way on United – not only can you use them to travel all around the world on United flights, but you can use them for flights on one of 28 United’s Star Alliance partners or 11 additional airline partners (39 partners total) for a good value. MileagePlus miles are very valuable – worth 1.52 cents per mile by our estimates – but the value can vary greatly depending on how you use your miles.
United MileagePlus redemption options
|Redemption option||Average mile value (cents)||Value of 75,000-mile sign-up bonus|
|Saver airfare – economy||2.3||$1,725|
|Saver airfare – business/first class||3.5||$2,625|
|Everyday airfare – economy||1.0||$750|
|Everyday airfare – business/first class||1.2||$900|
When it comes to United, it’s all about Saver awards. You can get more than 2 cents of value out of your miles with an economy-level Saver fare. And Business class Saver fares offer an exceptional value at 3.5 cents per mile on average. In fact, the pricing on Business class Saver awards is so reasonable, that cardholders who normally couldn’t afford business class could easily rack up enough United Miles to fund a round-trip ticket to Europe or Asia in business class.
That said, business-class flights across the Atlantic start at 60,000 miles for a one-way ticket, so you’ll have to save up a few more miles to afford a round-trip fare.
If you’re looking to spend 75,000 miles right away, here are a few good options:
- Economy-class flights across the mainland U.S. (20,0000 to 25,000 miles for a round-trip at the Saver level) – You’ll have enough miles to score three round trip ticket across the U.S. with 75,000 MileagePlus miles.
- Economy-class flights to Mexico, Central America and Caribbean (35,000 miles round-trip at the Saver level) – You could use your bonus to take a flight south of the border for spring break for only 35,000 miles.
- Economy-class flights to northern South America Saver (40,000 miles round-trip at the Saver level) – Destinations in the northern South American region – including Peru – only require 40,000 miles for a round-trip ticket.
- Economy-class flights across Europe (8,000 to 15,000 miles one-way at the Saver level) – Since a round-trip ticket to Europe will cost you 60,000 miles, you can use the additional bous miles to hop between countries – it only costs between 8,000 and 15,000 miles per one-way flight.
Should you apply for the United Explorer card now?
If you are a business owner, now is the ideal time to apply for the United Explorer Business card. At 75,000 miles, the current bonus provides a great opportunity to stock up on bonus miles to use toward free business travel. Just be sure to sign up by March 19 to take advantage of the limited-time promotion.
For consumers looking to earn bonus miles to use toward free flights for spring break and summer vacations, now is a good time to sign up for the United Explorer card. Although the current bonus is not at its peak, it’s still a great opportunity to rake up a large sum of miles in a short period of time.
To see just how far the bonus can take you and start planning your next trip, check out United’s interactive award chart.
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