UMB Bank Platinum credit card fee schedule
|2011 Credit Card Fee Survey|
A year after the Credit CARD Act's major provisions went into effect, predictions of an onslaught of fees haven't come true.
Despite industry analysts' predictions that the Credit CARD Act of 2009 would cause issuers to reinstate annual fees and introduce a host of new fees, that hasn't happened. The survey shows the vast majority of cards reviewed (95 percent) had no annual fee and there hasn't been an onslaught of new fees.
Here are the 2011 fees for the UMB Bank Platinum card.
|UMB Bank Platinum|
|Cash advance fee||3% - $15 minimum/$50 maximum|
|Balance transfer fee||3% - $15 minimum/$50 maximum|
|Foreign transaction fee||2% of each cash advance or purchase|
|Returned payment fee||$35|
|Stop payment on a convenience check fee||$32|
|Statement copy fee||$3|
|Overdraft fee||Overdraft Advance: 3% of the amount, with a $10 minimum and $25 maximum|
|Card replacement fee||None|
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