How merchants can win credit card chargebacks
For a consumer, a chargeback means that something with their…
May 14, 2021
Legal, Regulatory, and Privacy Issues Stories
Will Biden’s policies take the CFPB’s consumer protection mission forward?
The CFPB has already come out with rulings that consumer…
May 13, 2021
Best credit monitoring services for 2021
Credit card identity theft is on the rise. These services…
March 22, 2021
Can my stimulus check be seized if there is a court order to pay debt?
A reader’s wife has a court order for payment of…
March 22, 2021
Consumer rights for credit and debit cards
Credit card users have robust protections under the CARD Act…
March 19, 2021
Fed maintains near-zero target interest rate at March 2021 meeting
Fed Chairman Jerome Powell expects a transitory rise in inflation…
March 17, 2021
How to recognize a debt collection scam
The FDCPA requires debt collectors to follow certain rules in…
March 8, 2021
1099-C surprise: Canceled debt often taxable as income
Many consumers aren't aware that forgiven credit card debt may…
February 25, 2021
6 exceptions to paying tax on forgiven debt
Before you write a check to the IRS for forgiven…
February 25, 2021
How to set up a credit freeze
A credit freeze strictly limits who can access your credit…
February 18, 2021
State statutes of limitation for credit card debt
Creditors have a limited time in which to file suit…
February 18, 2021
How to report and protect yourself from credit card fraud
Credit card fraud is shifting online during the pandemic as…
February 8, 2021
When is a charge on a credit card unauthorized?
If you find an unauthorized charge on your credit card…
February 8, 2021
Using personal credit card for work expenses: 8 tips
It's common, but not always fair, for companies to ask…
January 28, 2021
Fed maintains target rate at near zero at January meeting
Chairman Jerome Powell says it’s too soon to think of…
January 27, 2021
What is deferred interest?
In the retail sector, deferred interest plans are often advertised…
September 20, 2021
I committed credit card fraud
Who are these people who hack our credit cards? Two…
September 3, 2021
FOMC maintains 0% rate decision at July meeting
Fed Chairman Jerome Powell expects the Delta variant of COVID-19…
July 28, 2021
What are ‘prescreened’ credit card offers and how do they work?
Credit card issuers use prescreened offers to target their ideal…
July 20, 2021
Fed maintains near 0% rate target at June 2021 meeting
Fed members are more optimistic about the economy and Powell…
June 16, 2021
Colorado to legalize credit card surcharges
If the Colorado bill gets signed, the state will permit…
June 11, 2021
How entrepreneurs can protect themselves from credit card fraud
Small companies may not have a lot of resources at…
May 27, 2021
6 questions about prepaid cards
Considering a prepaid card? Here's everything you should know about…
May 27, 2021
Fraud alerts: What they are and how they work
A fraud alert will let lenders know you might be…
May 17, 2021