Credit Scores and Reports

What requirements, restrictions to expect to rent with debit


Renting a car with no credit card? It can be done, but rental car agencies impose many restrictions and extra demands on debit card users.

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

Renting a car with no credit card? It can be done, but rental car agencies impose many restrictions and extra demands on debit card users. surveyed 45 rental car agencies to find out how hard they make it on debit users. Here’s a summary of what we found:

SURVEY SUMMARY ON RENTING A CAR WITH A DEBIT CARD surveyed 45 rental car locations — five each from nine of the nation’s largest rental car companies — in 45 cities across the United States to see whether they allow debit cards to be used.
Debit allowed, no restrictionsDebit allowed, with restrictionsDebit not allowed
Most-common restrictions
Here are the most-common extra demands placed on debit card renters, and the number of times they were demanded. Some agencies impose more than one additional requirement.

  • 24: Hold of additional funds.
  • 10: Credit check.
  • 8: Full-coverage car insurance.
  • 7: Copy of return airline ticket or e-ticket itinerary.
  • 6: Debit connected to a major credit card brand, such as Visa or MasterCard.
  • 6: Age restriction.
  • 5: Show utility bill.
  • 4: Show proof of employment/income.
  • 4: Address on driver’s license or passport must match pay stub or utility bill
  • 1: Can’t leave the state.

See related: 2009 survey of debit card policies at major United States rental car companies

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

What’s up next?

In Credit Scores and Reports

Consumers get new path to dispute credit report errors

Under a set of newly introduced guidelines, consumers gain the right to take up disputes over credit report inaccuracies diirectly with the businesses that supplied the faulty data.

See more stories
Credit Card Rate Report Updated: August 5th, 2020
Cash Back

Questions or comments?

Contact us

Editorial corrections policies

Learn more

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

The editorial content on is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.