Simmons First National Bank Gold credit card fee schedule
|2011 Credit Card Fee Survey|
A year after the Credit CARD Act's major provisions went into effect, predictions of an onslaught of fees haven't come true.
Despite industry analysts' predictions that the Credit CARD Act of 2009 would cause issuers to reinstate annual fees and introduce a host of new fees, that hasn't happened. The survey shows the vast majority of cards reviewed (95 percent) had no annual fee and there hasn't been an onslaught of new fees.
Here are the 2011 fees for the Simmons First National Bank Platinum card.
|Simmons First National Bank Gold|
|Late fee||Amount equal to past due payment or $25, whichever is less|
|Cash advance fee||3% - $4 minimum/$50 maximum|
|Balance transfer fee||None|
|Foreign transaction fee||2% of each transaction in U.S. dollars|
|Returned payment fee||$25|
|Stop payment on a convenience check fee||$35|
|Statement copy fee||$2|
|Overdraft fee||Allows you to go over by 10% with no penalty. Overdraft not allowed for more than 10%.|
|Card replacement fee||None|
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