Shopping and credit cards


For some, a mall and a credit card are a financially toxic mix. It need not be so. These tips will help you become a savvier shopper — and maybe even save some money.

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Shopping and credit cards: a quintessential combination that can lead to big trouble. To help you maximize your shopping and charging experience — and avoid some common dangers — has assembled stories to help you become a savvier purchaser.

Pros and cons of retail credit cards

Learn the pros and cons of retail credit cards

4 reasons you should get a department store credit card — Often (and justly) maligned, retail store cards sometimes can help you build or rebuild your credit score … (more)

Be cautious about opening store credit card accounts — That initial 10 percent savings may not be enough to make having a retail store’s credit card a winner … (more)

Retail rewards cards: Stores give points and more — Department store credit cards used to offer one-time discounts. Now they offer a variety of ongoing rewards in an effort to build loyalty … (more)

Store credit cards still offered, but approval become stricter — While you can save money off your purchase by applying for a store card, your chances of getting approved are getting slimmer (more)

U.S. retail store credit card comparison table — A list of the top issuers of retail store credit cards … (more)

Protect your online security, privacy

Protect your online security, privacy

Online shopping options offer credit card safety — Learn the credit card fraud dangers of online shopping and how to avoid them … (more)

Free trial offers can bring unwanted credit card offers — Ever fall for the “order now and receive a free trial offer” on the latest energy booster or anti-aging cream? Avoid getting scammed … (more)

Despite lingering online fears, virtual credit cards stall — Although not widely adopted, virtual credit cards are still available for those who want extra assurance of safety when shopping online … (more)

Your credit card is a tattletale: With electronic payments, little is private — Card issuers can monitor where you shop, how much you spend and how often … (more)

Interactive: Shop your way to a better credit score — Your score could go up or down depending on what you buy. Buying felt pads to go under table legs: good. Marriage counseling: bad … (more)

Tips for buying from foreign retailers

Tips for buying from foreign retailers

10 tips for taking a credit card on a foreign vacation — Bringing your credit card on vacation is a smart decision, as long as you take precautions … (more)

Credit card foreign transaction fees going up — Traveling abroad? Find out how much your credit and debit cards will ultimately cost you in foreign exchange fees … (more)

Even card purchases at home trigger ‘foreign’ fee — In recent years, the credit card industry has redefined “foreign” to include some transactions you make at home … more’

Top credit card issuers’ foreign transaction fees — We have compiled the foreign transaction fees charged by top American credit card issuers … (more)

See related: Join the 700-plus credit score club, Credit cards and your taxes, How to react to a rate-jack attack, Glossary of common credit card terms

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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