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Shopping and credit cards

Summary

For some, a mall and a credit card are a financially toxic mix. It need not be so. These tips will help you become a savvier shopper — and maybe even save some money.

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Shopping and credit cards: a quintessential combination that can lead to big trouble. To help you maximize your shopping and charging experience — and avoid some common dangers — CreditCards.com has assembled stories to help you become a savvier purchaser.


Pros and cons of retail credit cards

Learn the pros and cons of retail credit cards

4 reasons you should get a department store credit card — Often (and justly) maligned, retail store cards sometimes can help you build or rebuild your credit score … (more)

Be cautious about opening store credit card accounts — That initial 10 percent savings may not be enough to make having a retail store’s credit card a winner … (more)

Retail rewards cards: Stores give points and more — Department store credit cards used to offer one-time discounts. Now they offer a variety of ongoing rewards in an effort to build loyalty … (more)

Store credit cards still offered, but approval become stricter — While you can save money off your purchase by applying for a store card, your chances of getting approved are getting slimmer (more)

U.S. retail store credit card comparison table — A list of the top issuers of retail store credit cards … (more)


Protect your online security, privacy

Protect your online security, privacy

Online shopping options offer credit card safety — Learn the credit card fraud dangers of online shopping and how to avoid them … (more)

Free trial offers can bring unwanted credit card offers — Ever fall for the “order now and receive a free trial offer” on the latest energy booster or anti-aging cream? Avoid getting scammed … (more)

Despite lingering online fears, virtual credit cards stall — Although not widely adopted, virtual credit cards are still available for those who want extra assurance of safety when shopping online … (more)

Your credit card is a tattletale: With electronic payments, little is private — Card issuers can monitor where you shop, how much you spend and how often … (more)

Interactive: Shop your way to a better credit score — Your score could go up or down depending on what you buy. Buying felt pads to go under table legs: good. Marriage counseling: bad … (more)


Tips for buying from foreign retailers

Tips for buying from foreign retailers

10 tips for taking a credit card on a foreign vacation — Bringing your credit card on vacation is a smart decision, as long as you take precautions … (more)

Credit card foreign transaction fees going up — Traveling abroad? Find out how much your credit and debit cards will ultimately cost you in foreign exchange fees … (more)

Even card purchases at home trigger ‘foreign’ fee — In recent years, the credit card industry has redefined “foreign” to include some transactions you make at home … more’

Top credit card issuers’ foreign transaction fees — We have compiled the foreign transaction fees charged by top American credit card issuers … (more)


See related:Join the 700-plus credit score club, Credit cards and your taxes, How to react to a rate-jack attack, Glossary of common credit card terms

What’s up next?

In Shopping

Who owns the rewards on a company card?

If you are given the option to pay for the AmEx rewards program membership, then most companies should cede ownership of those perks to you

Published: June 16, 2009

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Credit Card Rate Report Updated: May 23rd, 2019
Business
15.61%
Airline
17.50%
Cash Back
17.60%
Reward
17.62%
Student
17.79%

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