For some, a mall and a credit card are a financially toxic mix. It need not be so. These tips will help you become a savvier shopper — and maybe even save some money.
Shopping and credit cards: a quintessential combination that can lead to big trouble. To help you maximize your shopping and charging experience — and avoid some common dangers — CreditCards.com has assembled stories to help you become a savvier purchaser.
- The pros and cons of retail credit cards
- Protecting your online security and privacy
- Shopping and buying from foreign retailers
Learn the pros and cons of retail credit cards
4 reasons you should get a department store credit card — Often (and justly) maligned, retail store cards sometimes can help you build or rebuild your credit score … (more)
Be cautious about opening store credit card accounts — That initial 10 percent savings may not be enough to make having a retail store’s credit card a winner … (more)
Store credit cards still offered, but approval become stricter — While you can save money off your purchase by applying for a store card, your chances of getting approved are getting slimmer (more)
Protect your online security, privacy
Free trial offers can bring unwanted credit card offers — Ever fall for the “order now and receive a free trial offer” on the latest energy booster or anti-aging cream? Avoid getting scammed … (more)
Despite lingering online fears, virtual credit cards stall — Although not widely adopted, virtual credit cards are still available for those who want extra assurance of safety when shopping online … (more)
Your credit card is a tattletale: With electronic payments, little is private — Card issuers can monitor where you shop, how much you spend and how often … (more)
Interactive: Shop your way to a better credit score — Your score could go up or down depending on what you buy. Buying felt pads to go under table legs: good. Marriage counseling: bad … (more)
Tips for buying from foreign retailers
10 tips for taking a credit card on a foreign vacation — Bringing your credit card on vacation is a smart decision, as long as you take precautions … (more)