U.S. retail store credit card comparison

There are two kinds of retail credit cards: private label, the dominant form, in which a bank runs the card program on behalf of the retailer; and in-house, in which the retailer runs its own card program. Approvals for most store credit cards are expected to shrink in the coming months as retailers and banks both tighten credit card lending standards due to the ailing economy. (See 2010 update on this story.)


See related: Retailers tightening credit card standards

Join the discussion
We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

If you are commenting using a Facebook account, your profile information may be displayed with your comment depending on your privacy settings. By leaving the 'Post to Facebook' box selected, your comment will be published to your Facebook profile in addition to the space below.

The editorial content on CreditCards.com is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company's business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.

Weekly newsletter
Get the latest news, advice, articles and tips delivered to your inbox. It's FREE.

Updated: 03-21-2019