Reaping Your Rewards





Latest credit card news


 Reaping Your Rewards

The complete guide to saving money on your commute -- Credit card rewards, employer reimbursement and other commuter tips can help you save money. ... (See Save money on your commute)

Sign-up bonuses: How to score big rewards -- Card issuers have clamped down on card churning, but you can still secure big sign-up bonuses. Your strategy: Compare card offers and know issuer restrictions. ... (See Your sign-up bonus strategy)

Small businesses get creative with card rewards -- Some small-business owners are getting creative with their credit card rewards, redeeming cash back to pay for employee parties or to pay for gear for workers. Rewarding employees is a way businesses can keep workers in a tight labor market. ... (See Small businesses and card rewards)

‘Cash and points’ can cut the cost of hotel rooms -- When you don't have enough points to get a free room, 'cash and points’ lets you shave some of the costs of your room ... (See 'Cash and points' at hotels)

Plenty of rewards seats remain for last-minute summer travel, survey finds -- Finding seats for a last minute trip with credit card reward points during peak travel season can be difficult, but our survey shows there is availability if you know where to look ... (See Last-minute summer rewards travel)

5 times when a no annual fee card is worth it -- High-end credit cards come with a lot of perks, but sometimes a no annual fee card can offer what you really need. ... (See No annual fee cards)

Should I get my favorite brand's credit card? -- If you're a fan of a certain brand, you may be tempted to sign-up for their credit card to earn points toward future purchases. But, many of the big brand cards don't offer as much in rewards as a straight travel or cash back card ... (See Big brands and credit card rewards)

Hotel cards: Get the most free nights for the fewest points -- Hotel cards can offer some valuable redemption rates, but they're not as straightforward as airline points. Know which hotels give you the most free nights for the fewest points. ... (See Redeeming hotel points)

Using your credit card points for vacation rentals -- If you have your heart set on an Airbnb, HomeAway or VRBO rental and are flush with credit card points, there are ways to apply your rewards to an apartment while traveling ... (See Vacation rentals)

Beware change fees with award tickets -- If you are planning to book airline tickets with your credit card points, know what kind of fees the airline will impose if you later have to change or cancel the ticket ... (See Ticket fees)

Using points to visit national parks -- While visiting a national park might get you off the grid, you can use your credit card rewards beforehand to get you there for free ... (See National parks)

Are foreign airline credit cards worth it? -- Find out which foreign airlines have domestic partners where you can easily transfer points ... (See Foreign airlines)

How to find hotel deals on hotel booking sites -- The best hotel deals often can be found on third-party websites ... (See Hotel deals)

Using your credit card rewards to book a free cruise -- Before shelling out hundreds of dollars for a cruise, check to see if your credit card rewards can help offset the cost ... (See Cruises)

Is it better to call when booking complicated reward travel? -- If you're trying to book a complicated trip with points, it may pay to call but it won't always reap the rewards you're hoping ... (See Reward travel )

Your Priority Pass membership now offers more -- If you receive Priority Pass membership from one of your high-end credit cards, you can now dine at some restaurants and stay in hourly hotels for free ... (See Priority Pass)

Multiple Chase cards can mean better travel options -- If you have a high-end Chase card, you can easily boost your rewards from your other Chase cards and work less to get more travel ... (See Multiple Chase cards)

When you should use points for business or first-class flights -- If you like luxury, upgrades might be worth the points. But, in some cases you can't use points to upgrade ... (See Points for upgrades)

Smart tips for using points during peak season -- Blackout dates often prevent you from traveling during the time you likely want to travel the most: peak season. Here are four tips to help you get flights with rewards once school is out ... (See Summer Travel)

Airline cards can get you extra perks, even in the cheap seats -- The right airline cards can make rock-bottom fare airline restrictions bearable ... (See Economy fare perks)

Which reward is better: cash back or travel? -- Before you get taken in by a great sign-up bonus, make sure you know what reward structure is best. ... (See Cash back or travel rewards?)

5 steps for finding the right rewards card -- There are a lot of offers on the market, but only some worth seriously considering ... (See Finding the right rewards cards)

Best flat-rate cash back cards for 2018 -- These cards pay more than 1 percent cash back on all purchases ... (See Best flat-rate cash back cards)

Rewards options when you have too many points -- You've saved up hundreds of thousands of credit card reward points. What are your options? ... (See Spending reward points)

To maximize airline travel points, fly off-peak -- If you can learn to like traveling when others are not, you have the best chance of snagging an empty seat at a great rate ... (See Fly off-peak)

How to earn more points when making Amazon purchases -- If you're a fan of Amazon, don't let all that spending go to waste. There are some ways you can increase the amount of rewards you get every time you buy online ... (See Earning points with Amazon)

Get the most out hotel credit card's free nights -- Hotel credit cards often offer free nights with sign-up; get the most value out of it by staying at one of their top properties ... (See Hotel card free nights)

Learn from rewards cards' 2017 trends, changes -- Review the credit card changes that happened in 2017 to prepare for 2018 ... (See Credit card rewards changes)

5 steps to get your rewards in order for the new year -- By getting your rewards in order and organized you can start the new year with travel goals and a clear deck of cards you use ... (See New Year card review)

Getting started with card rewards -- If you're looking to up your credit card rewards game, there are some sites that can give you the best information to boost your rewards quickly ... (See Getting started with rewards)

Big retailers are teaming up with cards, offering rebates -- If you want more than just extra points when holiday shopping, then check out which stores your card has teamed up with to offer great rebates this season. ... (See Holiday shopping rebates )

Reward card sign-up bonuses not all created equal -- Big card sign-up bonuses turn heads, but do the math first. A hotel card's 100,000 points generally are less valuable than other rewards card bonuses ... (See Big hotel card sign-up bonuses)

Do the math to compare reward points' values -- When weighing reward redemption possibilities, this simple calculation will help you derive relative points values. ... (See How to compare rewards options)

New Uber rewards card is the latest to target millennials -- The new Uber rewards credit card courts millennials with 4 percent cash back for dining and 2 percent for online services. Expect more cards to tailor rewards to consumers ages 20-35. ... (See Cards court millennials)

How pairing two cards can boost your rewards -- There is nothing wrong with just using one rewards card, but let’s look at how relying on two main cards instead of one can increase your rewards. ... (See Pairing rewards cards)

Airport lounge tips from tech CEO who turned airline clubs into a business -- LoungeBuddy CEO Tyler Dikman shares his thoughts on the best way to use cards to unlock lounge access. ... (See Airport lounge tips)

Hunting for more rewards? Don’t overlook business cards -- If there is a reward card you like but you already have it, you can often apply for a business version of the card. You might be surprised to learn that you don’t actually have to run a full-time incorporated business to be approved. ... (See Business cards)

Use free card services to monitor your credit in wake of Equifax breach -- With recent data breaches at Equifax and elsewhere, card issuers offer options that can help guard against errors and fraud ... (See Credit monitoring)

Earning points when renting a car -- As points and miles programs have evolved, there are a number of different ways to earn rewards from car rentals. ... (See Renting a car)

Big financial moves can add up to big rewards -- If you're looking to buy or sell a house or refinance, don't miss out on the thousands of points you could earn just by going with a bank offering a big promotion ... (See Rewards for mortgages, refis)

Keeping tabs on your reward cards -- If you're looking to maximize your card rewards, be sure to set up an organized system ahead of time to ensure you get the most rewards and never miss a payment ... (See Reaping your Rewards)

Pushing reward card applications to the limits -- The lure of reward cards can be strong, and you may decide to apply for every one that appeals to you. But banks are cracking down on how many you can sign up for and how many sign-on bonuses you can rake in ... (See Rewards)

How to save reward points on American Airlines flights -- If you have American Airlines points, you might be better off using them on another airline to conserve your rewards ... (See Rewards)

Scoring a great rewards card from your existing bank -- If you're looking for a new rewards card, you might want to stay close to home as more banks are offering great deals to keep customers on board ... (See Rewards)

Is it worth keeping the Chase Sapphire Reserve for a 2nd year? -- The one year anniversary has arrived for Chase's blockbuster premium card; we break down whether it's worth keeping once you've used the big bonus ... (See Reserve)