So, kid, you want to become independent? Good!
You want to get a job? Good!
You want to move out on your own? Good!
You want to get a credit card? Hang on there, pal.
Now you're talking about something serious. Yes, you need to build a credit history. But what level of responsibility is best? Credit card? Debit card? Quality time with a Playstation? Before you fill out that credit application, take this quiz to get a feel for what you need to know. Each correct answer is worth one point: