Poll: Wealthy prefer cash-back rewards on their cards


Three out of five wealthy Americans prefer cash-back rewards, choosing them over free hotel stays, concierge services and even frequent flier miles

The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

America’s wealthiest would rather get cash from their credit card rewards than free hotel stays, concierge services or even frequent flier miles, a poll found.

Three out of five people with investable assets of at least $100,000 said they preferred cash back for card rewards. The second favorite came in far behind — 22 percent of those polled said they preferred frequent flier miles. Free hotel stays were at 7 percent, and at 1 percent or less were concierge services, airport lounge access and such services as early access to concert tickets.

Stanley Ridgley, who teaches a wealth creation course at Drexel University, says the poll shows that the wealthy expect their cards to increase wealth, rather than bring them frivolous experiences. “One reason most wealthy people are wealthy is that they take care of their money,” Ridgley told

ORC International conducted the poll of 793 U.S. residents with investable assets of $100,000 or more Jan. 15-21, 2015, on behalf of Because the sample is based on those who initially self-selected for participation, no estimates of sampling error can be calculated.





See related:Which travel card perk is the most popular?, More infographics

To use the graphic on your site, use the following code:

 <center><a href=””><img alt=”Poll: Wealthy prefer cash-back rewards on their cards” border=”0″ src=”” /></a> </center>

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

What’s up next?

In Rewards

Rep. Alan Grayson wants changes to ‘unfair’ frequent flier programs

The Florida Congressman says airline practices are deceptive and his complaints have sparked an investigation by the Department of Transportation

See more stories
Credit Card Rate Report Updated: November 25th, 2020
Cash Back

Questions or comments?

Contact us

Editorial corrections policies

Learn more