Poll: Splurging trumps saving if given $1,000 in miles or cash back

 At least 83 percent of Americans said they would splurge in some fashion if they received $1,000 in travel miles or credit card cash rewards, a poll from Capital One found.

Only 11 percent said they would save the money or pay off debt with it.

Two-fifths of Americans said they would take a trip with their family, closely followed by 32 percent who said they would go on a shopping spree. Near the bottom of the options was saving, at 5 percent.

The Capital One Holiday Survey was conducted by Wakefield Research from Nov. 7-14, 2014. Some 1,000 American adults were polled online, with quotas used to create a sample representative of the U.S. population. They were asked, "If you were given $1,000 in travel miles or credit card cash rewards, which of the following best describes how you would use it?" The margin of error was plus or minus 3.1 percent.

See related: Some cards generous for travel, give less in cash back rewards, More infographics

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Updated: 03-25-2019