Debt Management

Charged Up! podcast: Dealing with debt

Summary columnist and CPA Sally Herigstad discusses what options you have when you’re in a debt crisis

The editorial content below is based solely on the objective assessment of our writers and is not driven by advertising dollars. However, we may receive compensation when you click on links to products from our partners. Learn more about our advertising policy.

The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Please see the bank’s website for the most current version of card offers; and please review our list of best credit cards, or use our CardMatch™ tool to find cards matched to your needs.

Charged Up! with Jenny Hoff
 columnist and CPA Sally Herigstad discusses the options you have when dealing with debt. Whether you are just beginning to feel the pinch of debt or you are scared to answer the phone because of the constant ring of debt collectors, Sally breaks down your options and the path you need to take depending on where you are in your journey out of debt.

She discusses solutions, such as debt consolidation, balance transfer cards, credit counseling,

bankruptcy and negotiating down your debt.

See related: Charged Up! podcast: Becoming financially literate


What’s up next?

In Debt Management

Video: What is a balance transfer credit card?

Find out how a balance transfer card works and how you can avoid paying interest for a year or more while paying down debt

Published: January 24, 2017

See more stories
Credit Card Rate Report Updated: July 10th, 2019
Cash Back

Questions or comments?

Contact us

Editorial corrections policies

Learn more

Join the Discussion

We encourage an active and insightful conversation among our users. Please help us keep our community civil and respectful. For your safety, do not disclose confidential or personal information such as bank account numbers or social security numbers. Anything you post may be disclosed, published, transmitted or reused.

The editorial content on is not sponsored by any bank or credit card issuer. The journalists in the editorial department are separate from the company’s business operations. The comments posted below are not provided, reviewed or approved by any company mentioned in our editorial content. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered.