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Unlock more savings with the Kohl’s Card

Stack discounts with Kohl’s rewards to save even more on your purchases


The Kohl’s Card comes with plenty of special perks and savings for frequent Kohl’s shoppers. Plus, you can stack discounts from the card with offers in the Kohl’s loyalty program.

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Kohl’s is one of the country’s largest department stores – boasting more than 1,100 locations across the U.S. The chain is well-known for offering affordable products and generous deals and promotions – such as Kohl’s Cash® and the Yes2You Rewards program. The brand also recently announced a partnership with Amazon, allowing shoppers to return their online Amazon purchases in person at all Kohl’s locations.

With a wide reach, valuable programs and unique savings opportunities, it is easy to see why so many people choose to shop at the department store chain. But – there’s a way you can get even more out of your Kohl’s purchases.

With the Kohl’s Card, you can unlock special offers and discounts throughout the year. Read on to learn more about how the card works and how to make the most of it.

Kohl’s Card features

There are a lot of great reasons to sign up for a Kohl’s card. While it doesn’t come with its own rewards program, it can be used in conjunction with the existing Yes2You Rewards program and other Kohl’s offerings. Plus, it includes many of its own benefits – that make it easier for frequent Kohl’s shoppers to save money.

35 percent discount on first purchase

When you apply and are approved for the Kohl’s Card, you’ll receive a 35 percent discount on your first purchase with the card, online or in store.

Plus, you get another 15 percent discount coupon when you receive your card in the mail. Note that some purchases or brands might be excluded from the discount, so read the full terms and conditions of your offer before you redeem it.

Unlock special savings throughout the year

As a Kohl’s cardholder, you’ll get access to extra savings throughout the year. Just keep an eye out for special offers. In addition, you’ll get a special anniversary offer sent to you on your account‘s anniversary each year – allowing even more savings as a reward for your membership.

Become a Kohl’s Card MVC

Kohl’s cardholders who spend at least $600 on their card each year qualify for MVC (most-valued customer) status. This opens the door to even more special discounts and promotions, including free shipping events and a gift on your birthday.

Stack with other rewards programs

Kohl’s is well-known for its generous rewards programs, letting frequent shoppers earn points or cash toward their next purchase. One of the best perks of the Kohl’s card is that you can stack its discounts and offers with Kohl’s Cash and Kohl’s rewards, making your purchases even more affordable.

How to maximize the Kohl’s Card

It’s clear the Kohl’s card has plenty to offer Kohl’s shoppers, but you can ensure you get the full value out of the card by following a few simple tips.

  • Time your application with a large purchase to make the most of your introductory discount. For instance, consider signing up around when you do your holiday shopping.
  • Spend at least $600 on your card in a year to become an MVC and unlock more deals.
  • Sign up for sales alerts to receive special Kohl’s promotions, and carefully note any exclusions from discounts and deals.
  • Sign up for the Kohl’s loyalty program! You can stack your rewards with your Kohl’s Card discounts.
  • Shop during a Kohl’s Cash earn period to rack up more savings.

Perhaps the most valuable thing to note here is that you should always combine your Kohl’s card offers with other program discounts. Because Kohl’s Cash and rewards  adjust your total price before any other offers, you can stack deals from your credit card with these rewards. That way, you’ll always get the best price!

Should you apply for the Kohl’s Card now?

With holiday shopping around the corner, now is a great time to sign up for the Kohl’s Card. You can use your 35 percent introductory discount with a large gift purchase to ensure you make the most of the offer. Plus, you’ll start to unlock more special deals and savings in time for the shopping season.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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