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How to stack Kohl’s Cash® with your Kohl’s Card


If you love collecting Kohl’s Cash, you should consider adding another secret weapon to your savings arsenal: The Kohl’s Card.

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As one of the most budget-friendly department store chains in the U.S., Kohl’s has somewhat of a cult following among bargain hunters who pride themselves on finding good deals. But if you’ve ever set foot inside a Kohl’s, chances are you already know about Kohl’s Cash, one of the most popular ways to save at Kohl’s.

If you love collecting Kohl’s Cash, you should consider adding another secret weapon to your savings arsenal: The Kohl's Card. With its ongoing discounts – including 35 percent off your first purchase on the card – and special offers for card members, the Kohl’s Card can take a huge chunk out of a shopping bill.

Kohl's Card

Kohl's Card

Why should you get this card?

The Kohl’s Card is a no-brainer for frequent Kohl’s visitors, offering generous discounts, including 35 percent off your first purchase in-store or online when you use the card to pay.

Key features:

  • 35% off your first purchase at Kohl’s with the card
  • Ongoing special offers
  • Special discount each year on your card anniversary
  • Special offers for cardholders who spend $600+ each year
  • No annual fee

The great news is that all of the promotions that come with the Kohl’s Card stack with Kohl’s Cash. Combined with the store’s everyday price breaks on home décor, apparel, accessories and more, Kohl’s fans have tons of opportunities to knock items off their wish lists on the cheap.

How does Kohl’s Cash work?

In case you’re a Kohl’s newbie, here’s the breakdown on Kohl’s Cash: It’s basically a coupon you get just for shopping at Kohl’s (and at based on the amount you spend during advertised promotional periods. It can be stacked with other deals, such as dollar-off promos, sitewide discounts and Rewards.

For every $50 in purchases you make during a Kohl’s Cash earning period, you collect $10 in Kohl’s Cash. The coupons can be used only during corresponding redemption dates.

Kohl’s Cash is issued as a printed coupon at the time of your in-store purchase. For items you buy online or with your Kohl’s mobile app, your Kohl’s Cash is emailed within 24 hours of the transaction, after which you can add it to your Wallet (in the app) for easy access.

Combining Kohl’s Cash with your Kohl’s Card

Since the window for earning and spending Kohl’s Cash is limited, you’ll need to plan carefully to pair it with your Kohl’s Card. Here’s an overview of your best savings opportunities:

  • Kohl’s Card customers receive a 35 percent discount on their first purchase with the card, as well as an anniversary offer in the form of a coupon each year. Plan your purchases around these events so you can stock up on Kohl’s Cash and score the greatest discount possible.
  • You can also bundle the Kohl’s Card’s extra savings offers with Kohl’s Cash to maximize your discounts.
  • Those who spend $600 or more with their card within a calendar year become Most Valued Customers (MVCs) and get additional offers throughout the year, a birthday gift and free shipping events. That sounds like the perfect time to cash in your Kohl’s Cash, doesn’t it?

If you’re already a Kohl’s enthusiast, all these saving opportunities make a convincing argument for why you should apply for the Kohl’s Card.

Bottom line

Leaving a Kohl’s store without having used a coupon or two is already a pretty rare occurrence. The Kohl’s Card can help take your bargains to the next level. And when you throw Kohl’s Cash into the mix, your savings potential is practically unlimited, especially if you time your visits to coincide with your Kohl’s Card promotions. Just add a calculator to your shopping list – you might need help adding up all the dollars and cents you won’t be handing over.

Editorial Disclaimer

The editorial content on this page is based solely on the objective assessment of our writers and is not driven by advertising dollars. It has not been provided or commissioned by the credit card issuers. However, we may receive compensation when you click on links to products from our partners.

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