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Research and Statistics

How ‘jamming’ cleans your credit report — temporarily

Kelly Dilworth
Juan Rodriguez

by Kelly Dilworth, and Juan Rodriguez

February 25, 2014

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Summary

The scam called jamming throws a wrench into a beleaguered credit report dispute process, making it harder for the big three credit bureaus to keep up with legitimate disputes

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A scam called jamming is clogging the nation’s financial system, overloading credit reporting agencies with bogus disputes. It’s designed to clean consumers’ credit, and it works — for a while. But in the end, it leaves consumers with emptier pockets and credit that’s no better than before.

Full story:‘Jamming’ cleans your credit — temporarily

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Kelly Dilworth is a personal finance contributor and former staff reporter at CreditCards.com. She began her career in journalism at The Atlantic in 2007, then detoured into nonfiction book publishing for several years. She returned to journalism in 2010 and since then has written about everything from 20-somethings with Herculean credit scores to the Federal Reserve’s monetary policy decisions.

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