Summary
Australia’s experience with credit card surcharges may hold some clues for what’s in store for U.S. merchants and customers
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Australia’s experience with surcharges may hold some clues. Australia began allowing surcharges in 2003, and an analysis published by its central bank found that, although surcharges were slow to take off in the retail sector, they eventually caught on. The chart below shows how, by the end of 2010, more than 40 percent of large merchants were charging customers fees (typically about 1.9 percent) for card use.

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